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Welcome to Americas Commercial Expert Insurance

 At America’s Commercial Expert, our Michigan roots shape the way we serve—straightforward guidance, genuine care, and a commitment to protecting what matters most. Today, ACE supports clients across Michigan, Florida, and Texas with full‑service personal and commercial insurance solutions tailored to real‑world needs. Whether you’re safeguarding your home, your business, or both, we deliver clear advice, dependable coverage, and a partner you can trust wherever life takes you. Contact us today to start a conversation—not just a quote. 

Get a Quote

Why Choose Americas Commercial Expert

Protection shouldn’t just be about cost — it should be about being made whole again.

 Thoughtful, knowledgeable insurance guidance for Michigan businesses, homes, autos, and recreational toys — backed by 20+ years of experience. 

Michigan‑Rooted Expertise

 Born and raised in Michigan, the CEO of A.C.E. understands the unique risks of Great Lakes living — local businesses, lakefront homes, seasonal properties, boats, toys, motorcycles, semis, farms, hobby farms, and rented‑out dwellings. 

A Consultative, Human‑First Approach

ACE is built on the founder’s 20+ years of hands‑on industry experience — including 15 years inside carriers — so clients get smart, practical guidance shaped by real‑world knowledge. And every client talks with a real human who brings expertise, empathy, and clear communication to every conversation.

Available Coverages

Business Insurance

Business Owner Policies

Professional Liability

Auto

Health

Workers Compensation

Landlord

Farm

Flood Coverage

Home Insurance

Primary Home

High Value home (no limit)

Hobby Farms

Seasonal Homes

Home rented to others

Flood Coverage

Life Insurance

Fixed

Whole

Term

Variable

Annuities

Automobile Coverage

Standard Auto

Business Auto

Motorcycles

RV

Collectible Cars

Recreational Vehicles & Powersports

Motor Home/RV

Yachts

Boats

Jet Ski

ATV

Side by side

Snowmobile

More

And more

Specialty Markets are available for more complex risks. Coverage availability subject to underwriting approval for all lines of business.

Ready for thoughtful insurance guidance?

Call or text - 231-872-0283

Merchant@AmericasCommercialExpert.com

Contact Ace

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Fill out the form and you will be contacted in next 24 business hours, often the same day. For immediate service please contact our office at 231-872-0283.

Site Content

 Coverage cannot be bound, issued, or altered through this website.   Any request to start, change, or confirm insurance coverage must be completed by speaking directly with a licensed representative of the company. All online tools, quote forms, and informational materials are for general guidance only and do not create, modify, or guarantee coverage. 

Americas Commercial Expert LLC

Merchant@AmericasCommerialExpert.com

(231) 872-0283

Copyright © 2026 Americas Commercial Expert - All Rights Reserved.

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Michigan Insurance Update

 Weather events, seasonal changes, and unexpected risks can impact your home, business, farm, and vehicles. If you’d like to make sure your coverage is ready for whatever comes next, A.C.E. is here to help. 

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